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Why It Pays to Put Off Social Security

Every individual's Social Security benefits are calculated based on their highest 35 years' worth of earnings. While no one can change that formula, you can still affect the amount your monthly benefit ends up being.…

Don’t Overlook This Birthday

Sixty-six may not seem like a milestone birthday for most Baby Boomers. After all, it's not a nice even number and doesn't coincide with your fiftieth high school anniversaries. However, anyone planning on having a…