Bank of America cutting some fees on its overdraft services, joining recent enhancements by JPMorgan and Capital One. The bank on Tuesday announced that it will begin to eliminate fees for nonsufficient funds in February and reduce…
The Biden administration still plans to resume federal student loan payments at the beginning of February, rejecting a push from other Democrats to extend the pandemic relief program for millions of borrowers. Asked Friday whether President Biden intended…
Having Good Credit can improve your life in a lot of ways. However many Americans live with poor or terrible credit. Nearly a third of Americans have a credit score under 600--meaning they have bad…
Americans are increasingly relying on credit cards, one of the most expensive ways to borrow money. In 2017, outstanding credit card debt hit $1 trillion—the highest mark ever. The average American has about three credit…
It's that time of year again. You're probably wondering what happened to 2018, and why on earth you didn't face all the problems you resolved to tackle this year. But we believe in you! Here's…
According to a recent study by the FTC, 1 in 4 Americans have a mistake in their credit report. And a mistake in your credit report can hurt you badly. Whether by identity theft or…
If you or a family member is behind on a credit card, you might start receiving harassing phone calls from a debt collector. That’s right, debt collectors can and will call your family. Ryder Law…
Every year, nearly one in ten Americans will lose money to the most common kind of scam: telemarketing fraud. And they lose over $40 BILLION per year. And before you think you won't be one of…
Are you house poor? Millions of Americans struggle to save, pay debts, or meet monthly expenses because their mortgage eats up too much income. If that’s you, don’t panic! It can be frustrating and difficult,…
If your debt is spread out between creditors, you might consider consolidating into one simple monthly payment. Most Americans have 3-4 credit cards (if they have any) and it can be frustrating to keep track…