Since the Federal Reserve cut interest rates to 0% to ease the crisis sparked by COVID-19, the U.S. could see mortgage rates hit record lows. But multiple factors will prevent mortgage rates from falling to…
The Best Cards for Rebuilding Your Credit
Opening a new credit card is a smart way to build or improve your credit score, as long as you're fiscally responsible. (CNBC.com) While there are thousands of credit cards available, most require some sort…
The Inequality Index Politicians Should Discuss
At CNN's most recent Democratic presidential primary debate, host Erin Burnett repeated the oft-cited claim that income inequality is growing at an alarming rate. Burnett asked one of the candidates what they would do to…
Never Buy These Things New
We all feel the urge to have new things. But that doesn't mean it's always prudent to splurge on the latest and greatest name-brand products. There are plenty of items you can buy secondhand, and…
Most Americans With Credit Card Debt Make This…
A recent survey shows that more than fifty percent of Americans with credit card debt are making one crucial mistake. (Fox Business) Bankrate found that 68 percent of Americans with credit card debt are trying…
Here’s What the Interest Rate Cut Means for…
The Federal Reserve cut interest rates Wednesday, for the first time in more than ten-and-a-half years. For millions of Americans that likely means a reprieve in rising borrowing cost; however, that benefit comes at a…
Save Money on the Ten Biggest Family Expenses
Budgets seem to constrict tighter every year. Income often rises more slowly than expenses. Still, there are ways to get a handle on your family budget – tonight. (livestrong.com) Housing According to Visual Economics, the…
Everyday Budgeting Tips to Give You Freedom
The word budgeting alone often causes anxiety. But it shouldn't. With a few quick and easy steps, you can be on your way to financial freedom in three months – no matter your situation! Daveramsey.com…
Learn These Basic Budgeting Tips Everyone Should Know
Whether you're fresh out of college or earning six figures a year, budgeting is essential to mastering your finances and, ultimately, your life. Unlike the common notion, budgeting doesn't have to be restrictive. If done…