As credit card debt in the United States continues to swell amid unbridled inflation, average annual percentage rates for new credit cards are hitting record highs. “Credit card interest rates are basically the highest they’ve ever been. I’ve…
What is the “Buy Nothing” Project?
It sounds like the ultimate spending diet: buying nothing. If you haven't heard of the concept, it's spreading with Buy Nothing groups popping up throughout the world. Thank the Buy Nothing Project, a nonprofit organization with…
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How To Inflation-Proof Your Savings Today
SPONSORED STORY You’ve worked hard all your life. You’ve saved, bought a house, invested, planned for the future. There’s only one problem. You thought you were climbing the stairs to a higher and better future.…
Heresy Financial: Record $1.7 Trillion Deficit -Where Did…
In this video, we look at the recent record in the federal government's budget deficit. Despite the record spending, the national debt did not increase anywhere near the same amount, which is contrary to the…
The Risks of a High-Yield Savings Account
High-yield savings accounts are great for short-term savings, the compounding interest really helps your money add up over time. The main difference between a high-yield savings account and a traditional bank account is the difference…
Adult Children are Forced to Move Back Home:…
Figuring out how to navigate the adult world is already difficult. Wide-eyed students leave college with dreams of landing their dream job, making money, and finally being completely independent. All too often reality comes crashing…
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How to Stop Living Paycheck to Paycheck
Everyone wants to be financially secure yet there are still millions of Americans living paycheck-to-paycheck. Breaking this vicious cycle is difficult and time-consuming and requires determination to lift yourself out of your financial struggles. These…
These Old School Rules Could Cost You
Retirement is expensive and difficult to plan for. That's why so many individuals planning for retirement seek out the advice from the experts. While there is a lot of great advice out there to help…
More Retirees Wish They Had Taken This Advice
It’s nearly impossible to determine exactly how much you’ll need to have saved to comfortably live out your retirement years. Taking into account your current budgeting concerns can give you a rough estimate but when…