If you don’t currently follow a monthly budget, you’re not alone. Nearly 60% of U.S. adults make the mistake of not having a budget in place. But without one, you’re likely to spend more, save less, and run into situations where a single unplanned expense drives you into debt.
A better idea? As one of your New Year’s resolutions for 2018, pledge to create a budget and stick to it consistently. And the best part? You don’t need to sink an entire weekend into putting that budget together. Here’s how to get it done in just an hour’s time.
Get the full article at USA Today