/3 Reasons to Choose Credit Over Debit

3 Reasons to Choose Credit Over Debit

Credit card or debit card? You’ve probably asked yourself that question.

When Americans pull out their wallets, they’re actually more likely to choose a debit card over a credit card for daily purchases. But there are plenty of reasons to choose credit over debit.

According to USA Today, here are three perks:

Use a credit card to build credit

An excellent credit score can open up opportunities and save you money. Good credit can help you secure an apartment or a cell phone and get you better rates on loans, car insurance, and credit cards. But the only way to build credit is to use credit, and paying with a credit card is an easy way to do that on a daily basis.